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Investing 101: Stocks, Bonds, and Mutual Funds
This course will help you demystify the stock
market and start making money! Everyone yes, everyone is sure to
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doesn't matter if you are looking for a very safe investment to
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Investors searching for relatively low-risk investments
that can easily be converted into cash often turn to certificates of
deposit (CDs). A CD is a special type of deposit account with a bank or
thrift institution that typically offers a higher rate of interest than
a regular savings account. Unlike other investments, CDs feature federal
deposit insurance up to $100,000.
Money Market: Certificate of Deposit (CD)
A certificate of deposit (CD) is a time deposit with a
bank. Time deposits may not be withdrawn on demand like a check account.
CDs are generally issued by commercial banks but they can be bought
through brokerages. They bear a specific maturity date (from 3 months to
5 years), a specified interest rate, and can be issued in any
denomination, very similar to bonds.
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